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Lawyers Land & Title Services, LLC denounces rally set for Saturday

by Tonja Rodgers | October 27th, 2017

As long-time residents of the downtown business community, we feel it is necessary to acknowledge and denounce the unwelcomed infiltration of recognized hate groups in our neighborhood. Lawyers Land & Title Services, LLC represents Middle Tennessee businesses and individuals with a commitment to providing a wide range of real estate closings and legal services. Our […]

What does your title company do?

by Tonja Rodgers | October 18th, 2017

The very simple answer is that your title company searches and reviews the property history, addresses the “discoveries” and tackles the “problems” that the search and review process may reveal. Any “simple” answer and description is just that — simple. Actually, the title company process is thorough, consequential and complex. Every home that you viewed […]

A Brief History of Title Insurance

by Tonja Rodgers | October 4th, 2017

In early recorded history, rights to land were established by occupancy. Wandering communities foraged the land and fought each other for control. Not until the Agricultural Revolution was land considered to have intrinsic value, due to the crops it could yield, that extended beyond a given year. In 1066 A.D., William the Conqueror introduced the […]

What is Title Insurance?

by Tonja Rodgers | June 2nd, 2017

Disappearing bankruptcies could start new wave of homebuying

by Tonja Rodgers | May 31st, 2017

Credit scores hit record high This year marks the seventh year since the influx in bankruptcy declarations in 2010, therefore millions of Americans will see bankruptcies begin to fall off their credit report. Over the next five years, about 6 million Americans will have their bankruptcies disappear, possibly sending a flood of more homebuyers into […]

Keeping Your Place in Line: Title Insurance Protections for Construction Loan Disbursements

by Tonja Rodgers | May 25th, 2017

Most construction loans contemplate multiple advances or disbursements of funds at various stages of the construction project. The construction loan agreement will set forth the conditions that the borrower must satisfy to receive each advance of funds. Given that a construction loan concerns an active construction project, there is a risk that a lender could […]

What’s Keeping Homeowners from Moving?

by Tonja Rodgers | May 23rd, 2017

According to a recent report by Zillow, if American homeowners moved at the same rate they did in 1990, there would have been about 2.8 million more homes sold in 2016. This would solve the ongoing inventory problem, but the fact is Americans just aren’t moving, for a number of reasons. Zillow cites three possible […]

NAR: Existing home sales will see best year since 2006

by Tonja Rodgers | May 19th, 2017

Sales to increase 3.5% this year Single-family existing home sales are set to see their best year since 2006, driven by robust job gains and improving household confidence, according to the forecast from the National Association of Realtors. While existing home sales are increasing, low levels of supply and rising affordability concerns are creating headwinds […]

U.S. mortgages in foreclosure hit decade-low in first quarter: MBA

by Tonja Rodgers | May 17th, 2017

The percentage of U.S. mortgages in the process of foreclosure at the end of the first quarter fell to its lowest level since the first quarter of 2007, the Mortgage Bankers Association said on Tuesday. The share of home loans in foreclosure was 1.39 percent in the first three months of 2017, down 14 basis […]

The U.S. Economy Is Back on Track

by Tonja Rodgers | May 15th, 2017

Figures support idea that recent slowdown was transitory Michigan consumer-sentiment gauge ticks up to four-month high The U.S. economy is back on track for steady growth, though not much more. Data released Friday showed consumer retail purchases rose last month, albeit less than forecast, after a March gain that was revised from a decline, indicating […]